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The 20/20 Newsletter – Vol. 24 Issue 6
This "Personal Financial Review" includes articles regarding permanent life insurance, planning an estate with intellectual property and managing benefits when changing jobs.

SMART TALK: Is Your Homeowners Insurance Sufficient to Make You Whole After a Catastrophic Loss?
Hurricanes, tornadoes, wildfires and mudslides across the US have destroyed hundreds of thousands of residences and cost billions of dollars for repairs and claims in the worst year of natural catastrophes on record. Statistics show that nearly 60% of all homes are underinsured by an average of 20%.

CLIENT ALERT: New Jersey Becomes the Second State with an Individual Healthcare Mandate
Joining Massachusetts, New Jersey Governor Phil Murphy has signed legislation that requires New Jersey residents to have healthcare coverage or be subject to a state tax penalty effective January 1, 2019.

CLIENT ALERT: Affordability Percentage Increases For 2019
This "Client Alert" includes some information regarding the affordability percentage increase detailed by IRS in Revenue Procedure 2018-34.

UPDATE: July 31 PCORI Fee Deadline For Self-Funded Plans
This "Update" includes the rate and additional information surrounding Patient Centered Outcomes Research Trust Fund fees for plan years that ended in 2017.

CLIENT ALERT: IRS Announces 2019 Health Savings Account Limits
This "Client Alert" introduces the 2019 limits for Health Savings Accounts.