WHAT IS UNIQUE ABOUT OUR WHOLESALERS & DISTRIBUTORS INSURANCE PROGRAM?
An exacting approach to risk assessment and loss control expertise combined with vetted participants and an unbundled methodology make the Wholesalers & Distributors Insurance Program we offer unique. The Program provides tailored loss control services and liability coverage that wholesalers and distributors need to keep their operations running smoothly in the event of loss or damage.

CAN I GET THE SAME COVERAGE FROM A TRADITIONAL INSURANCE PROGRAM DESIGN?
Standard insurance carriers can’t offer the special rates and customized coverage of our Wholesalers & Distributors Program. The Program is comprised of similar, qualified businesses that share predictable loss results, enabling the best underwriters, claim managers and loss control providers to create an effective and efficient risk management program. Additionally, it delivers more stable insurance rates and liability coverage pricing in the long-term for wholesalers and distributors.

HOW DO YOU DETERMINE WHICH WHOLESALE AND DISTRIBUTOR BUSINESSES CAN PARTICIPATE IN THE PROGRAM?
Wholesale and distributor businesses are put through a careful underwriting review and loss assessment to determine their Program eligibility.

WHAT KIND OF PROTECTION CAN YOU PROVIDE FOR MY WHOLESALE AND DISTRIBUTION BUSINESS?
Our Wholesalers & Distributors Insurance Program provides all lines of coverage to save its clients’ money while safeguarding their business through Property Insurance, Casualty Insurance, Transit & Marine Insurance and Management Liability Coverage and more.

WHAT OTHER LOSS CONTROL SERVICES DO WE OFFER?
We offer workers’ compensation audits to uncover any rating and experience modification calculation errors to recoup those losses. Wholesalers and distributors can dramatically reduce loss exposure with the services our experienced attorneys’ keen reviews of distribution agreements and bills of lading, as well as the sales representative and licensing agreements to prevent the loss of company assets due to inaccuracies. Outsourced human resources services are also available to manage compliance and employment practices loss control.

I HAVE ADDITIONAL QUESTIONS; WHERE CAN I GET MORE INFORMATION?
For more information, visit our Wholesalers & Distributors Insurance Program page.  You may also contact one of our Risk Advisors today at 516-683-6100.