Our proprietary model puts all the pieces of the Affordable Care Act together so employers can easily understand current costs and explore the bottom-line impact of various benefit designs, demographic and economic alternatives to make well-informed decisions.

PAY OR PLAY ANALYSIS
Comparing your healthcare costs to ACA penalties sounds easy; however the answers may surprise you! We analyze your after-tax healthcare costs and potential changes to your compensation strategy to give you a total picture of the decision to “pay or play”.

PLAN DESIGN & COST PROJECTIONS
Quickly analyze your current and future costs and explore what changes you can make to help control cost increases.

SAFE HARBOR AFFORDABILITY
Learn if your current contribution strategy shields you from expensive ACA penalties and how much it may cost to avoid these nasty IRS assessments.

TAX IMPLICATIONS
Don’t forget to consider the value of your healthcare and FICA tax deductions in your cost analysis – we haven’t.

ADDITIONAL ACA FEES
PCOR, Reinsurance and the various Industry Taxes are analyzed to give you a complete picture of your healthcare expenses.

DEMOGRAPHICS & POPULATION SHIFTS
Understand the costs you face because your employees must decide where to go for coverage. What’s the probability they will they join your plan or go to an exchange?
Will a part-time workforce work for you?