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Home / Privacy Policy

Privacy Policy

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Chernoff Diamond is committed to protecting the privacy of our clients’ information. We collect such information in order to provide better advice and services to our clients. We do not share personal information with companies, organizations or individuals outside of Chernoff Diamond unless it is reasonably necessary (i) to provide services and/or procure products on your behalf or (ii) pursuant to law, regulation, legal process or governmental requests. We work hard to protect the unauthorized access, disclosure or destruction of information in our possession. We restrict access to sensitive information and require all employees, contractors and other parties who have a need to know such information to strict contractual confidentiality obligations. We take care to ensure that the information you give us is protected. Chernoff Diamond uses and maintains appropriate safeguards to prevent the unauthorized access to personal information and data. We have administrative, physical and technical safeguards to protect the confidentiality of personal information. We refuse to sell or otherwise disclose your personal information to third parties for marketing purposes.

This Privacy Policy may change from time to time as required. Your continued use of this Site after such modifications constitutes your agreement to abide by and be bound by such modified policy.

Personal Information is information that identifies you as an individual, including:

  • Name
  • Address (home, work, etc.)
  • E-mail address
  • Log-in information (usernames, passwords, password reminder questions, password reminder answers)
  • Services rendered from Chernoff Diamond  and its affiliates
  • Phone numbers (home, work, mobile, etc.)
  • Financial background/history

This information will be kept confidential with disclosure and use limited to the following:

  • To respond to your inquiries and requests for service or advice.
  • To send information to you.
  • To process, fulfill or otherwise facilitate the provision of advice, purchase of products and/or implementation of services.
  • To implement your registration for conferences, events and training courses.
  • To facilitate your use of online systems and services.
  • To respond to external requests for information for which you have provided authorization.
  • To send information and material that we believe may be of interest to you.
  • To request your feedback.
  • As we believe necessary or appropriate to:
    • Comply with applicable law or legal process.
    • Respond to requests from public and government authorities.
    • Protect your rights, privacy, safety or property.
    • Protect our rights, privacy, safety or property.
    • Enforce terms and conditions.
    • Protect operations and allow us to pursue available remedies to limit damages to you or us.

Events:
Information obtained from event registrants is used for administrative purposes only. This information is not shared publicly but may be shared with venues/third-parties associated with event. (e.g. hotels, caterers, etc.)

Client Testimonials:
Testimonials are based on individual results and may not be representative of the experience of other clients. Additionally, they are not indicative of future performance or success. Information for the testimonial is given at the client’s discretion. Once a testimonial receives client approval, the information disclosed will be made public and can be used in publications, advertisements, marketing materials and other forms of communication thereafter. Chernoff Diamond does not offer monetary compensation of any kind for testimonials.

Cookies/IP Address:
IP Addresses and “Cookies” contain small amounts of information saved to a web browser once a webpage is accessed. Such information remains on our servers for a minimal amount of time and is then removed. This information may be used to generate statistics on user demographics such as the user’s location or usage of Chernoff Diamond webpages.

Job Applications:
Information obtained from a job application is only accessible to Chernoff Diamond’s human resource representatives, hiring managers and those employees who are directly involved with the application process. Resumes, applications, cover letters, portfolios, CV’s and other materials submitted by the user during the application process are kept on-file for 2 years from the applicant’s submission. Materials held digitally after this time are removed from servers and in-print materials are securely shredded to maintain anonymity.

E-mail:
By exchanging e-mails with Chernoff Diamond, its affiliates or its employees, a client understands and agrees that any information disclosed may be shared with other employees to (i) to obtain supplemental information benefiting the client or (ii) for educational purposes.

Subscriptions:
By registering for an e-mail Subscription, you agree that your basic information (e.g. Name, e-mail address) be provided for one or more Chernoff Diamond mailing lists. This information is never sold or given to third-parties for marketing purposes. A client/user is free to unsubscribe and withdraw this information at any time by contacting the Webmaster.

Social Media:
By participating, Following, “Like”-ing or connecting to a Chernoff Diamond-affiliated Social Media Page (e.g. LinkedIn, Facebook, Twitter, etc.) you waive all rights in respect of posted content, (e.g. text, imagery, etc.) your likeness and your basic profile information to be used publicly. This includes but is not limited to media kits, campaigns, advertisements and other forms of media associated with Chernoff Diamond and its affiliates. Messages sent through private channels (i.e. Direct Messages, Facebook Messages, LinkedIn Inbox) are privately used and only made known to employees managing the social media pages and/or any employees/parties able to provide assistance or feedback. Third-party posts found on Chernoff Diamond-affiliated profiles do not reflect the views of Chernoff Diamond, not its Associated Persons/Affiliates, and have not been reviewed by Chernoff Diamond as to accuracy or completeness. Material and opinions voiced on Chernoff Diamond-affiliated social media profiles are for general information only and are not intended as a specific recommendation or advice for any individual(s). Individuals who want to determine what is appropriate should contact a Chernoff Diamond representative. More information can be found here.

Third-Parties:
It is sometimes necessary for us to share client information with third-parties in order to further assist a client or provide a service. In such circumstances, your point-of-contact at Chernoff Diamond will inform you of what information is being disclosed and why.

Legal:
Chernoff Diamond complies with law enforcement personnel, the United States government and its court systems. If a client’s information is necessary for a legal process, investigation of a crime or any other matter affecting the well-being of others, Chernoff Diamond will surrender such information upon proper paperwork and warrants completed by the law offices, courts and/or law enforcement units.

Addendums/Substitutions/Modifications:
The Privacy Policy for Chernoff Diamond and its affiliates is subject to change at any time.
If you have any questions or concerns regarding our privacy compliance, please contact:

Joseph Benty
joe.benty@usi.com
725 RXR Plaza
7th Floor
Uniondale, NY 11556

[0960-2016]

Phone: 516-683-6100
Fax: 516-683-6163
725 RXR Plaza – East Tower
Uniondale, New York 11556
725 RXR Plaza – East Tower
Uniondale, New York 11556
Phone: 516-683-6100
Fax: 516-683-6163
2618197.1

725 RXR Plaza - East Tower
Uniondale, New York 11556
516-683-6100


Chernoff Diamond © 2021 All Rights Reserved

Chernoff Diamond and their registered representatives are currently licensed to sell variable life and annuity products, as well as other securities products, in the states of California (#0782382, #0A04009), Connecticut, Florida, Georgia, Kentucky, Maryland, Massachusetts, New Jersey, New York, North Carolina, South Carolina and Virginia (#3078822.1). Residents of other states should consult with a local registered representative for securities products.

Proper state registration is mandatory prior to conducting business in any state.

Securities offered through M Holdings Securities, Inc., A Registered Broker/Dealer, Member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. Chernoff Diamond is a division of USI and is independently owned and operated. Chernoff Diamond is a member of the M Financial Group. Please visit mfin.com/DisclosureStatement.htm for further details involving this relationship. For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to https://mfin.com/m-securities. 3078822.1

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