• Life Insurance

  • Disability

  • Long Term Care

Private Client Resources

Retirement Plan Table

VIII. Retirement Plan Limits20122013
Annual compensation limit$ 250,000$ 255,000
Defined benefit plan200,000205,000
Defined contribution plan50,00051,000
IRA - Maximum contribution Age 49 & Below5,0005,500
IRA - Maximum contribution Age 50 & Above6,0006,500
403 (b) plan17,00017,500
403 (b) catch-up contribution5,5005,500
401 (k) plan SEP17,00017,500
401(k) catch-up contribution5,5005,500
457 plan17,00017,500
457 catch-up contribution5,5005,500
SIMPLE11,50012,000
SIMPLE catch-up contribution2,5002,500

The information presented here is not intended to be a comprehensive analysis.  Chernoff Diamond is a benefits advisory firm and does not provide tax or legal advice.  Individuals or Employers should consult with qualified legal and/or tax counsel for guidance in respect of matters of law, tax, and related regulation.


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